Rates and Terms are subject to change. All rates are considered "as low as" and depend on qualifications of the borrower. Please call the office to confirm details.
LOAN and CD rates as of 1/18/22
ASK ABOUT OUR SKIP A PAYMENT LOANS!
$3,000 for 12 months at 2.95% or $5,000 for 24 months at 3.95% Up to $10,000 for up to 60 months @ 5% $100.00/mo. special - $4500 - 4.5% - 50 months (A+, A and B credit only)
Check out our better car loan terms!
Vehicle Loan Rates* Model Yrs: 2022-2015 2014-2011
FICO 36 48 60 72 84 48 months Autos A+ 730+ 3.49% 3.49% 3.49% 5.49% 5.49% 7.00% 7-10 years old A 680-729 3.99 3.99 3.99 5.99 5.99 7.5 (80% NADA) B 640-679 4.49 4.49 4.49 6.49 6.49 8 C 600-639 4.99 4.99 4.99 6.99 6.99 9 D 550-599 5.74 6.24 6.99 7.49 7.49 10 E below 550 6.24 6.49 6.74 7.99 7.99 11
(Add 1% for motorcycles and snowmobiles)
Boats, Campers, RV - 90% of book value up to 15 model years old: up to $30k @ 6.49% for 72 mo. ; $30k+ @ 7.49% for 120 mo.
*For Auto Loans - Maximum length of loan is
dependent on model year of vehicle. Contact the office for details.
Save .5% on Vehicle and Signature Loans! With Autopay and Direct Deposit you could pay as low as 3.24% !!
36 48 60 72 months Signature A+ 730+ 6.50% 7.00% 7.50% 8.00% A 680-729 7.50 8.00 8.50 9.00 B 640-679 8.50 9.00 9.50 10.00 C 600-639 11.00 11.50 12 .00 na D 550-599 12.00 12.50 13.00 na E below 550 13.50 14.00 14.50 na
Signature loans up to $15,000 for A+, A, B credit. Up to $7500 for C, D, E credit.
Share Secured: 2% + Current Dividend Rate (ex. .15% + 2% = 2.15%) Share Secured Paybacks - Up to 25K, 6 Yr payback Home Equity Loans and Lines of Credit! Up to 10K - 7 Yr - 6% / 10-20K - 10 Yr - 7% / 20K+ - 15 Yr - 8% Non- Owner Occupied Property up to $50,000 for 24 months - 75% LTV For current mortgage rates: http://www.OwnersChoice.com
